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Apply for Disability Hours Credit

If you become disabled while covered under the Active Laborers Plan, you may be eligible for Disability Hours Credit.

Disability Hours Credit protects you and your family from the loss of health and welfare coverage in the event you are unable to work. The Plan defines “disabled” as being unable to perform any and every duty in connection with your occupation.

To be eligible, you must have at least 440 hours in your hour bank at the onset of your disability.

If you are eligible, the health and welfare plan grants Disability Hours Credit of 8 hours per day, 40 hours per week, up to 110 hours per month. A maximum of 660 hours credit is allowed in any consecutive 12-month period. (For the actual text governing Disability Hours Credit, refer to Article II., Section 2.a.(3) of the printed Active Laborers Plan booklet.)

To apply for Disability Hours Credit: print form here, or contact the Fund Office or visit your Local Union office.

Copyright ©2003; Laborers Funds Administrative Office of Northern California, Inc. All rights reserved.
Derechos Reservados Propiedad Literaria ©2003, La Oficina Administrativa de Fondos de los Obreros del Norte de California, Inc.